Scribblings from the Mitchy Side

Well if the first day of the New Year is supposed to determine how your year goes, then I'm going to spend it all loafing and getting fatter and lazier :)

Pretty much just kicked back today, watched DVDs, had the football on mute in the background. Was a fun day. Rang FogHorn, left a message on her voicemail telling her I was taking tomorrow (Tuesday) off and apologising for the short notice. I've got to take the car into the garage for its service and MoT and I need to go into town and do a couple of chores which I can't do until after 9am. So I thought "sod it, I'll take the day off".

I also spoke to Aunty Eve. She sounds a bit better but I'm still worried. Think I'll ring her again Wednesday and check up on her. I will definitely see her on Saturday, come hell or high water.

The good news is, my loan came through and I can pay off two major debts and pay for my car. Plus pay off the kind people who bailed me out. *hugs them all* Now if I can just not get into more financial trouble for the first few months, while I try and get myself a new job or improve the current one, then 2007 will have a very positive outlook indeed :)

You'd have thought a bracing walk home from town after dropping off my car at the garage would have woken me up, really. Especially given it's not that warm out there, there's a nip in the wind that really makes itself felt on your nose and hands. Possibly I'm sleepy because I'm now in a warm flat with a purring cat curled up next to me. Or, y'know, the fact I didn't get to sleep until gone 2am :P

Soooo glad I took today off!

Paid in the part of the loan that's for me into the bank today, so that it'll clear. I was hoping I'd not be overdrawn by the time everything's paid but that's not going to happen. Because they've written cheques to both Capital One and Northern Rock for the full amount I owe, I can't do what I planned and trim some cash off both to cover the management fees. I may see if the management company will go with a payment plan, as now that I'm saving £250 a month, it's more feasible.

But the big thing is I won't have Capital One or the mortgage people on my back now, both were starting to really stress me out. So yay for that :)

*makes notes to hide credit card somewhere safe so that I'll never find it again*

And now, more Without A Trace! *sighs happily and coils around mug of tea and the purring cat*

Got the car back half a day ahead of schedule *beams* 's all MoT'd and taxed for another year! Hurrah!

Now hopefully it won't cost me any more money for a while *touches wood*

So now the decision to be made is: Given the amount that's been spent on it, would I be better off selling now and risking buying a clunker or hang onto this one for the duration, see if my finances improve over the next 12 months? Hmm. I'm thinking I might have to stick with this heap but I'll see. I might at least see how much I could get for it and what I could afford to buy based on that.

But for now, I have my car back! Yay! :)