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I didn't sleep well last night. I fell asleep fretting about money and finances and carried that stress into my dreams. Bleurgh.
However, it had one positive effect. I got off my backside today (being sick this week really couldn't have happened at a worse time) and did something about it. I grabbed one of my fave employment agencies by the lapels and begged them for a temp job (they're ringing me back this afternoon). I also rang NPower, Three Valleys and the AA and got the £500 worth of bills due this month reduced to £100 so that at least I can continue to chip away at the bills but not begger myself. I have to say, I find utility companies are much more helpful if you just ring up and tell them you're having problems. I don't know if I'm just fortunate or it's because I do always pay in the end and they know it, but everyone I spoke to today couldn't have been more helpful.
So that's a weight off, I'm not going to go bankrupt this month and my mortgage is covered for another 2. So if I can get a temp job, I should squeak by. The selling of the car will have to happen - it really is too big, not only in terms of petrol consumption and driving, but insurance too. However, having done some sums, if I do sell it and get something smaller, I will be able to afford to go on the holiday. Just. Luckily I've already said no big US holiday next year, because I really do need to consolidate my finances a bit. And it's not a frivalous thing either, the hotel is covered (it's being split between three of us for a start and the deposit I paid months ago will cover part of my bill), the registration was paid for last year and the D.C. accommodation is free. Plus Jenni and Jana will pay me for the baseball tickets I bought which will give me some spending money. The exchange rate favours me too :)
*stretches* I feel better now. I was a stressed mousey this morning but hey, nobody gonna get me out of this except me, so I just gotta get a-shovelling. Now I shall have tea and wait to hear from the agency.
However, it had one positive effect. I got off my backside today (being sick this week really couldn't have happened at a worse time) and did something about it. I grabbed one of my fave employment agencies by the lapels and begged them for a temp job (they're ringing me back this afternoon). I also rang NPower, Three Valleys and the AA and got the £500 worth of bills due this month reduced to £100 so that at least I can continue to chip away at the bills but not begger myself. I have to say, I find utility companies are much more helpful if you just ring up and tell them you're having problems. I don't know if I'm just fortunate or it's because I do always pay in the end and they know it, but everyone I spoke to today couldn't have been more helpful.
So that's a weight off, I'm not going to go bankrupt this month and my mortgage is covered for another 2. So if I can get a temp job, I should squeak by. The selling of the car will have to happen - it really is too big, not only in terms of petrol consumption and driving, but insurance too. However, having done some sums, if I do sell it and get something smaller, I will be able to afford to go on the holiday. Just. Luckily I've already said no big US holiday next year, because I really do need to consolidate my finances a bit. And it's not a frivalous thing either, the hotel is covered (it's being split between three of us for a start and the deposit I paid months ago will cover part of my bill), the registration was paid for last year and the D.C. accommodation is free. Plus Jenni and Jana will pay me for the baseball tickets I bought which will give me some spending money. The exchange rate favours me too :)
*stretches* I feel better now. I was a stressed mousey this morning but hey, nobody gonna get me out of this except me, so I just gotta get a-shovelling. Now I shall have tea and wait to hear from the agency.
stressed