posted by
mitchy at 09:01pm on 24/10/2005 under abbey rant angry
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Abbey National are bastards.
I accept this probably isn't news to anyone and has been said about every bank, ever. However, please sit down and listen to the latest little gem.
Thursday last week, I go in, speak to a Financial Advisor.
"I want to borrow x amount to pay for radiators and clear my overdraft. I want to put this onto my mortgage."
"Why certainly!" says helpful FA "Let's have a look. Ooh, lookee there, you're actually paying x amount of interest on your mortgage at the moment, you could be paying less, we can sort that out too! Let me just take all the details."
"Hurrah!! *gives details about income, payments, value of flat etc* So, what's the damage?"
"Well, after you switch to the new interest rate, even including the new loan, you'll actually be paying LESS for your mortgage than you're paying now!"
"Woo hoo!! Sold!"
"Right, we'll just get the Mortgage folks to give you a ring and set it up!"
I dance off, plotting new radiators and the wacky concept of having heat in my house this winter.
Fast forward to this evening. Mortgage chap phones.
"Right, I've got all the information here, let me just confirm a few details. *takes details of job, income, current mortgage etc* Hrm. I'm afraid it's very unlikely we can do this, you know, because you're a temp worker."
"...."
"Uhh, I can speak to a senior Underwriter but..."
"And why, pray tell, didn't this EVER come up when I was in the bank?! It's not as if this information wasn't given or has changed since Thursday!"
"Don't know..."
"*snarl*"
"ErrI'llspeaktotheadviserandringyoutomorrowafter9ambye!" *click*
"*$*@&$!*%@%$*^$*@^!!!"
I am so angry, I could cry. If the final verdict is no, I'm going to go down to the bank and rip the so called frickin' Financial Adviser a new one. In public. Loudly. You don't say yes on Thursday and then "no, you're having a laugh, aren't you?" Monday. You just fucking don't do it. Wankers. Fucktards. Incompetent bags of shite. Useless retarded mouth-breathing BASTARDS!!
*pant pant pant*
OK. I'm calmer. Sort of.
Sweet jumping jesus.
*goes to plot the messy death of everyone at Abbey National*
I accept this probably isn't news to anyone and has been said about every bank, ever. However, please sit down and listen to the latest little gem.
Thursday last week, I go in, speak to a Financial Advisor.
"I want to borrow x amount to pay for radiators and clear my overdraft. I want to put this onto my mortgage."
"Why certainly!" says helpful FA "Let's have a look. Ooh, lookee there, you're actually paying x amount of interest on your mortgage at the moment, you could be paying less, we can sort that out too! Let me just take all the details."
"Hurrah!! *gives details about income, payments, value of flat etc* So, what's the damage?"
"Well, after you switch to the new interest rate, even including the new loan, you'll actually be paying LESS for your mortgage than you're paying now!"
"Woo hoo!! Sold!"
"Right, we'll just get the Mortgage folks to give you a ring and set it up!"
I dance off, plotting new radiators and the wacky concept of having heat in my house this winter.
Fast forward to this evening. Mortgage chap phones.
"Right, I've got all the information here, let me just confirm a few details. *takes details of job, income, current mortgage etc* Hrm. I'm afraid it's very unlikely we can do this, you know, because you're a temp worker."
"...."
"Uhh, I can speak to a senior Underwriter but..."
"And why, pray tell, didn't this EVER come up when I was in the bank?! It's not as if this information wasn't given or has changed since Thursday!"
"Don't know..."
"*snarl*"
"ErrI'llspeaktotheadviserandringyoutomorrowafter9ambye!" *click*
"*$*@&$!*%@%$*^$*@^!!!"
I am so angry, I could cry. If the final verdict is no, I'm going to go down to the bank and rip the so called frickin' Financial Adviser a new one. In public. Loudly. You don't say yes on Thursday and then "no, you're having a laugh, aren't you?" Monday. You just fucking don't do it. Wankers. Fucktards. Incompetent bags of shite. Useless retarded mouth-breathing BASTARDS!!
*pant pant pant*
OK. I'm calmer. Sort of.
Sweet jumping jesus.
*goes to plot the messy death of everyone at Abbey National*
(no subject)
- Titus.
(no subject)